Tuesday, May 26, 2009
Wednesday, May 6, 2009
Alliance Bank Koperasi Loan
It is a new product from Alliance Bank target govt servant who looking for cash (e.g. higher loan, renovation, settle credit card, for business purpose)
Low interest rate @ 5% Fixed
Tenure up to 15 years
Loan up to RM 100, 000
Requirement (Kelayakan):-
1) Permanent staff with min employment of year (Pekerja kerajaan tetap kerja > 1 tahun)
2) Age between 21-57 (Berumur di antara 21 – 57 tahun)
3) Minimum monthly income RM 1000 (Pendapatan minimum RM 1000 sebulan)
Documents required (Dokumen diperlukan):-
1) Copy of NRIC - CTC by HOD / HR (Salinan IC – disahkan oleh ketua pejabat / unit gaji)
2) Latest 3 months copy of payslips - CTC by HOD / HR (3 bulan salinan slip gaji - disahkan oleh ketua pejabat / unit gaji)
3) Latest 1 month original payslips (1 bulan slip gaji asal yang terkini )
4) Copy of bank account book - CTC by HOD / HR (Salinan muka surat pertama buku simpanan - disahkan oleh ketua pejabat / unit gaji)
5) Redemption letter - for refinace (Surat Penjelasan / penyelesaian dari koperasi / bank – untuk overlapped)
Low interest rate @ 5% Fixed
Tenure up to 15 years
Loan up to RM 100, 000
Requirement (Kelayakan):-
1) Permanent staff with min employment of year (Pekerja kerajaan tetap kerja > 1 tahun)
2) Age between 21-57 (Berumur di antara 21 – 57 tahun)
3) Minimum monthly income RM 1000 (Pendapatan minimum RM 1000 sebulan)
Documents required (Dokumen diperlukan):-
1) Copy of NRIC - CTC by HOD / HR (Salinan IC – disahkan oleh ketua pejabat / unit gaji)
2) Latest 3 months copy of payslips - CTC by HOD / HR (3 bulan salinan slip gaji - disahkan oleh ketua pejabat / unit gaji)
3) Latest 1 month original payslips (1 bulan slip gaji asal yang terkini )
4) Copy of bank account book - CTC by HOD / HR (Salinan muka surat pertama buku simpanan - disahkan oleh ketua pejabat / unit gaji)
5) Redemption letter - for refinace (Surat Penjelasan / penyelesaian dari koperasi / bank – untuk overlapped)
Saturday, May 2, 2009
Cautious when you buy...
It is bad experience to me and this is the first time I encountered.
Yesterday I went shopping in Tesco MD to purchase some grocery. There are some promoters very hardworking to promote their companies' products.
Initially I want to purchase Tropicana brand orange juice. Nestle's promoter has recommend their new 100% orange juice and I decided to try it. He gave me a packet of the orange juice. I paid the goods and went home happily.
Today when I want to drink the orange juice, I realised that the orange juice that I bought already opened! This has shock me. Normally, I will check when I buy but this time I have forgotten just because I trust the promoter.
Heard that Tesco is allow to exchange / refundable within 7 days. Hope they allow me to do so.
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